Account Updater icon

Account Updater

Increase revenue with real-time card updates

Prevent missed payments and improve the customer experience

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Strategically update primary account numbers (PAN) in real-time after card cancellation or expiry

Account updater provides an updated card data in the event of a card expiration or re-issued card number.

Increase authorization rates

Recover in-real time failed payments from lost, stolen, or expired cards.

Protect revenue

Reduce subscription cancellations and lost sales due to outdated cards.

Better customer experience

Fewer card re-entries and the ability to offer one-click payments.

Minimize duplicative costs

Only update dormant cards when there is buying intent.

Processor flexibility

Leverage updated cards across multiple processors to avoid purchasing account updater individually from each processor.

How it works

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Maximum Coverage

  • Real-Time Update API: Instant updates via API request/response
  • Support for Real-Time & Batch AU: Maximum coverage across all network update products
  • PAR & Card Art: Receive card art to deliver a superior customer experience

Smarter Updates

  • Continuous Monitoring: Enroll cards in automated 48-hour checks to ensure active subscriptions do not churn
  • Merchant Webhooks: Receive alerts and card metadata instantly when Forter updates your vault

Network Effect

  • Update Recycling: Ability to share updates across Forter merchants, reducing overall cost per event
  • Expiry Sync: Seamless expiration date updates without additional AU calls

See how Forter Account Updater can help your business

Contact Sales