Payment Insights
Curated resources focused on the payments ecosystem and best practices
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3D Secure (3DS) is like a digital bouncer for your online payments, swooping in to add an extra layer of security and block fraudsters. But if not done right, it can create friction – and frustration – for good customers.
PSD2, or the Second Payment Services Directive, is a regulatory framework designed by the European Union (EU) to revolutionize the payments industry, increase the security of online transactions, and promote innovation and competition among payment service providers (PSPs).
Pre-authorization, or pre-auth, acts as an initial screening tool, allowing a retailer to verify the validity of a card and reserve funds before completing a transaction – providing a critical checkpoint for detecting and preventing fraud.